The Credit Research Centre (CRC) is an impartial research group devoted to the study of credit. It is independent of credit-granting organisations and engages in both theoretical and highly applied research of interest to all stakeholders in the industry, including lenders, credit suppliers, credit-scoring organisations, borrowers and government agencies. Credit Research Centre Image The Credit Research Centre (CRC) is an impartial research group devoted to the study of credit. It is independent of credit-granting organisations and engages in both theoretical and highly applied research of interest to all stakeholders in the industry, including lenders, credit suppliers, credit-scoring organisations, borrowers and government agencies. Founded in 1997, the Credit Research Centre has an international reputation for the quality of its research and is almost unique amongst UK university departments in conducting research into different aspects of the provision of consumer credit. From a position of neutrality, it provides specialist advice to different members of the industry and comments on industrial practices and the social implications of the distribution and provision of credit. It hosts the biennial Credit Scoring and Credit Control Conference, Europe's premier conference for credit scoring and related topics. It bridges the academic-practitioner divide, and talks range from current industry issues to the latest statistical research findings. Visit the CRC's website to learn about its research, teaching, events and consultancy opportunities This article was published on 2024-08-28