As this year's budget is due to be announced, research suggests nearly two-thirds of families find paying their bills is harder now than it was a year ago. A third of households with children said they had suffered a significant downturn in their finances over the last 12 months, a sharper decline in fortune than homes with no children. The survey was commissioned by Parenting Across Scotland, who are working with the University's Centre for Research on Families and Relationships and Capability Scotland as part of the About Families partnership. More than a thousand individuals in Scotland were asked if their household found it more or less difficult to pay bills such as mortgage, rent, council tax, TV licence or landline telephones compared to this time last year. The survey discovered that 61 per cent of households with children find it harder. One third (32 per cent) of households with children found it a lot more difficult, significantly more than households without children (24 per cent), said the survey by TNS-BMRB. Single parents and large families more at risk of poverty The About Families partnership has produced a new report, Parenting On A Low Income. It found that specific family types, such as single parents and large families, are at most risk of sliding into poverty. The report found that two-thirds of families affected by disability (64 per cent) said that the additional costs related to living with a disability impacted family life and increased stress. Researchers found that cutting back harms parenting; there is little evidence that low income families mismanage their money, and most people living below the poverty line do not live in deprived areas. The report calls for more affordable childcare to be made available. We know that the experience of living in poverty is overwhelmingly negative and has a range of impacts on families, including damage to health and well-being and restricted opportunities. Current and future changes to welfare are forecast to increase child poverty, as well as poverty amongst families affected by disability. By gathering research evidence on this topic we hope that those delivering services will be better able to reflect on how living on low incomes affects family life and well-being, and develop effective ways to support parents to manage the many stresses it brings. Sarah MortonCo-Director of the Centre for Research on Families and Relationships Undoubtedly the economic downturn and welfare changes are having an adverse effect on family finances. This survey finds that the scale of the challenge faced by families in Scotland is great. Financial difficulties have an impact on the emotional well-being of families and can lead to family breakdown and stress. We should and must continue to invest in families and children, we need to ensure that all Scotland's children are assured of an equal chance of health, well-being and economic prosperity. Alison ClancyProject Officer for Parenting Across Scotland Additional information: This research was conducted amongst the population of Scotland, using the TNS-BMRB Omnibus, Scottish Opinion Survey, as the means of data collection. A sample of 1,007 adults was interviewed in 61 constituencies throughout Scotland over the period 22 February to 1 March 2012. All interviews were conducted face-to-face, in-home using CAPI (Computer Assisted Personal Interviewing), using quota sampling. For more information about the project and to download the research reports please visit About Families Publication date 15 Oct, 2015